Home insurance for every new normal
Founded in 2016, Kin Insurance provides simple and affordable coverage to homeowners facing the challenges of climate change. Kin’s competitive edge lies in its advanced and nimble underlying data infrastructure—by analyzing thousands of data points about each property, Kin can accurately assess risks and identify homes that are most resilient to extreme weather. This information enables targeted marketing campaigns, selectivity in risk acquisition, and ultimately, competitive rates for policyholders.
Serving more than 115,000 customers across eight states, Kin represents a new paradigm for insurance carriers operating in markets impacted by climate change. Kin delivers coverage through its reciprocal exchanges, which are owned by policyholders and backed by a group of more than 40 reinsurance providers, ensuring stability and security for Kin’s customers.